Senior Mortgage Loan Officer Apryll Held:
Direct Phone number: 949.336.8430
Purchase or refinance, finding a mortgage that suits your financial needs should be a simple and stress-free process.
We bring you a wide array of mortgage financing products to suit your needs. With more than 2,000 home loan products and programs, we will customize a mortgage to fit your specific situation.
Those buyers who choose fixed-rate mortgages enjoy the comfort and predictability of knowing monthly payments won’t change. A fixed-rate mortgage is ideal for borrowers with a steady flow of income who plan to own a house for a long period of time.
The duration of the loan is flexible and determined at the time of loan application. Monthly principal and interest payment remain the same throughout the term of the loan. A longer-term loan will have smaller payments but costs more in interest, whereas shorter loan durations mean higher payments with less interest costs.
Adjustable-rate loans offer borrowers a fixed interest rate for a given period of time, after which the interest rate is subject to change based on current market rates. Initially, an adjustable rate loan often provides a lower interest rate than a similar fixed-mortgage rate, making this an ideal option for those anticipating a growth in income that could benefit from lower up-front payments and/or those who plan to refinance or sell their house within a short amount of time.
SRI Federal Credit Union: #466005
Steve Bowles: #673354
Yadi Fernandez: #768730
Amy Garcia: #1140218
Francisco Saenz: #680165
Apryll Held, Senior Loan Officer: #214945
Jessica Lockwood: #2041281
Emily Figueroa: #1723992
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