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VISA Credit Cards

Menlo Survey FCU offers Fixed Rate Credit Cards

Yes, we offer Fixed Rate Credit Cards. That means the rate won’t automatically increase with each statement. In addition, we do not have Penalty Pricing. The rate disclosed to you, is the rate you receive. Plus, you have a 25-day grace period for purchases every month. If you pay-off your entire account balance, there will be no finance charge on your purchases.

We offer various programs to meet our member’s needs with limits as high as $15K. Members may set up automatic payments of their: Minimum Balance, a Fixed Dollar Amount, or Pay-In-Full Amount each month from an account at Menlo Survey FCU or elsewhere. 24/7 Online access is free along with Alerts and eStatements through VISA Access Point.

VISA Rate Reduction

With most institutions, once you sign the contract you are stuck at that rate and term. Not with Menlo Survey FCU, if your credit score improves you may ask us for a Rate Reduction. We will run your credit and lower your interest rate (all other terms of your loan remain the same). Why do we do this? Because, we work for you!

Become A Member

By becoming a member, you become an “owner” of the Credit Union. Once you join, your immediate family members also become eligible.

Membership Application

Apply For A Loan

Menlo Survey FCU offers a full range of loan options including, Auto Loans, RV Loans, Vessel Loans, Mobile Home Loans, Real Estate Loans, and more.

Apply For A Loan


We have ATMs throughout the country. Nearly 30,000 ATMs means you have more direct, access to your money.

Find An ATM