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Real Estate Loans

Apply 24 hours a day, 7 days a week

Senior Mortgage Loan Officer Apryll Held:

Direct Phone number: 949.336.8430


SRI Federal Credit Union/Primary Partners Financial website

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Purchase or refinance, finding a mortgage that suits your financial needs should be a simple and stress-free process.

We bring you a wide array of mortgage financing products to suit your needs. With more than 2,000 home loan products and programs, we will customize a mortgage to fit your specific situation.

Fixed-Rate Mortgage Loans

Those buyers who choose fixed-rate mortgages enjoy the comfort and predictability of knowing monthly payments won’t change. A fixed-rate mortgage is ideal for borrowers with a steady flow of income who plan to own a house for a long period of time.

The duration of the loan is flexible and determined at the time of loan application. Monthly principal and interest payment remain the same throughout the term of the loan. A longer-term loan will have smaller payments but costs more in interest, whereas shorter loan durations mean higher payments with less interest costs.

Adjustable-Rate Mortgage (ARM) Loans

Adjustable-rate loans offer borrowers a fixed interest rate for a given period of time, after which the interest rate is subject to change based on current market rates. Initially, an adjustable rate loan often provides a lower interest rate than a similar fixed-mortgage rate, making this an ideal option for those anticipating a growth in income that could benefit from lower up-front payments and/or those who plan to refinance or sell their house within a short amount of time.

Your feedback is important.

Please let us know the quality of service you received from Apryll Held by calling Steve Bowles at 650-859-4661 or email

Consumer Access to the Nationwide Mortgage Licensing System & Registry (NMLS)


SRI Federal Credit Union: #466005

Mortgage Loan Originators

Steve Bowles: #673354

Yadi Fernandez: #768730

Amy Garcia: #1140218

Francisco Saenz: #680165

Apryll Held, Senior Loan Officer: #214945

Jessica Lockwood: #2041281

Emily Figueroa: #1723992

Become A Member

By becoming a member, you become an “owner” of the Credit Union. Once you join, your immediate family members also become eligible.

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Menlo Survey offers a full range of loan options including, Auto Loans, RV Loans, Vessel Loans, Mobile Home Loans, Real Estate Loans, and more.

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